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Introducing iwocaPay - Buy Now Pay Later (90 days - interest free)
Last Updated: 1st Apr 2025
FFD Group have joined forces with iwocaPay to make paying for purchases easier than ever before for our customers. Available on all FFD Commercial Refrigeration and Catering Equipment purchases over £240 Inc VAT, iwocaPay means that buying essential equipment for your business has never been more accessible or convenient.
What is iwocaPay?
FFD & iwocaPay understand that cash flow & making big purchases are sometimes difficult for small to medium-sized businesses. With iwocaPay, FFD provides a convenient, secure and free way to spread the cost of new equipment – without interest rates on the Pay in 3 option. Customers can buy what they need now without a big impact on their cash flow.
In fact, with iwocaPay Pay in 3 there are no interest charges at all – the price of your purchase is the total you repay!
Benefits of paying with iwocaPay - Pay in 3
Benefits of paying with iwocaPay - Pay in 12
Ways to pay with iwocaPay
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Applying and making payments is easy
Taking advantage of iwocaPay has never been easier.
Step 1: Choose your equipment and add it to your basket.
Step 2: Head to the checkout and choose iwocaPay - Pay in Monthly Instalments, selecting either Buy Now, Pay in 3 – Interest Free, Buy Now, Pay in 12 or Instant Bank Transfer (BACS).
Step 3a: When choosing Buy Now, Pay in 3 – Interest Free - You’ll be directed to iwocaPay's secure site where you’ll be asked for basic business details, to confirm monthly repayments and to register a card from where monthly repayments will be taken. It must be the director of the company who applies and proof of identity will be required. Your application will be processed and you’ll be notified of the outcome.
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Step 3b: When choosing Buy Now, Pay in 12 - You’ll be directed to iwocaPay's secure site where you’ll be asked for basic business details, to confirm monthly repayments and to register a card from where monthly repayments will be taken. It must be the director of the company who applies and proof of identity will be required. Your application will be processed and you’ll be notified of the outcome.
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Step 3c: When choosing Bank transfer – transfer of funds is made through the industry standard, open banking technology via TrueLayer API for fast, secure and convenient payments.
Step 4: Upon notification of a successful application, we will process your order in the usual manner.
Spread the cost while enjoying the same high levels of service
Your new Buy in 3 - Interest Free Finance or 12 Monthly Finance Repayment Plan is held with iwocaPay while any equipment related issues and queries will be solely dealt with by FFD.
If you choose to spread the cost over 3 interest free monthly repayments, you still receive all the services that you would expect from buying equipment outright. Your purchase is delivered with the standard level of cover stated on the website. Alternatively, if warranty options are available, the level of cover that is selected at the time of checkout will be applicable.
If you choose to spread the cost over 12 months, the total repayable will be subject to a 3.33% per month interest charge. You still receive all the services that you would expect from buying equipment outright. Your purchase is delivered with the standard level of cover stated on the website. Alternatively, if warranty options are available, the level of cover that is selected at the time of checkout will be applicable.
The FFD team is always on hand to help with any issues or offer expert advice.
Take the stress out of commercial refrigeration and catering equipment purchases with FFD’s new partnership with iwocaPay.
Get a £50 eGift Voucher with your first order using Pay Later!
We’ve partnered with iwocaPay to help you spread the cost of your orders over 3 months without any fees or interest! To celebrate we’re giving you a £50 eGift Voucher when you use iwocaPay to Pay Later for the first time. Just choose Pay Later at the checkout on your next order before 31/05/2025.
You can use your eGift at dozens of places online or on the High Street - see here where you could spend your voucher.
Term & Conditions:
- Promotion start date runs from 01/04/2025 to 31/05/2025. Any transactions following the end date will not qualify for the £50 eGift Card.
- Upon successful transaction using iwocaPay, iwocaPay will send the £50 eGift Voucher code to the email address that iwocaPay holds on file within 14 days of
transaction. If you do not receive your eGift Voucher code by email within 14 days of placing your order then please reach out to iwocaPay on 0203 778 0549 within 30
days from the date of completing the transaction. - The reward will only apply for a first time use of iwocaPay per limited company customer as determined by iwocaPay.
- Sole Traders and individuals are not eligible for this promotion and will not receive a voucher.
- Any repeat transactions will not qualify for the reward.
- The minimum order value to qualify for the reward is £250. Any transaction under this amount will not be eligible for the reward.
- If the qualifying order is cancelled, refunded or reversed then the reward will be excluded from this transaction. We may also need to take the £50 eGift Voucher back
in the case we make a mistake, you act fraudulently or if you misuse or game our offer. - The £50 eGift Voucher reward is subject to approval and completing for the iwocaPay Pay Later product which is offered strictly in line with our normal qualifying process
and at our discretion. - No alternative cash option is offered.